:root {
  --bg: #f7f4ed;
  --surface: #fffdf8;
  --soft: #f2eee3;
  --ink: #17150f;
  --muted: #6f6758;
  --dark: #11100d;
  --dark-2: #1b1914;
  --gold: #d7aa3b;
  --gold-2: #f1d375;
  --gold-deep: #9a6a09;
  --green: #1f8b4c;
  --line: rgba(23, 21, 15, .12);
  --radius: 22px;
  --radius-sm: 14px;
  --shadow: 0 20px 60px rgba(20, 16, 8, .12);
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; }
button { cursor: pointer; }
.container { width: min(var(--container), calc(100% - 40px)); margin: 0 auto; }
.skip-link { position: absolute; left: -999px; top: 10px; z-index: 9999; background: white; padding: 10px 14px; }
.skip-link:focus { left: 10px; }

.topbar { background: #0a0907; color: #ddd4c0; font-size: 13px; border-bottom: 1px solid rgba(255,255,255,.08); }
.topbar-inner { min-height: 38px; display: flex; align-items: center; gap: 10px; }
.topbar-call { margin-left: auto; color: var(--gold-2); font-weight: 700; }

.site-header { position: sticky; top: 0; z-index: 100; background: rgba(17,16,13,.95); backdrop-filter: blur(14px); border-bottom: 1px solid rgba(255,255,255,.08); }
.nav-wrap { height: 74px; display: flex; align-items: center; justify-content: space-between; gap: 26px; }
.brand img { width: 188px; }
.main-nav { display: flex; align-items: center; gap: 22px; color: #eee7d6; font-size: 14px; font-weight: 650; }
.main-nav a:not(.btn):hover { color: var(--gold-2); }
.menu-toggle { display: none; background: none; border: 0; padding: 8px; }
.menu-toggle span { display: block; width: 26px; height: 2px; background: white; margin: 5px 0; }

.btn { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 12px 20px; border-radius: 999px; font-weight: 800; border: 1px solid transparent; transition: transform .2s ease, box-shadow .2s ease, background .2s ease; }
.btn:hover { transform: translateY(-1px); }
.btn-sm { min-height: 40px; padding: 9px 16px; font-size: 13px; }
.btn-gold { background: linear-gradient(135deg, var(--gold-2), var(--gold)); color: #1c1507; box-shadow: 0 12px 28px rgba(215,170,59,.25); }
.btn-gold:hover { box-shadow: 0 16px 34px rgba(215,170,59,.34); }
.btn-outline { color: white; border-color: rgba(255,255,255,.25); background: rgba(255,255,255,.04); }
.btn-light { background: #fff; border-color: var(--line); }
.btn-dark { background: var(--dark); color: white; }
.btn-white { background: white; color: var(--dark); }
.btn-block { width: 100%; }
.text-link { color: var(--gold-deep); font-weight: 800; }

.section { padding: 92px 0; }
.section-soft { background: var(--soft); }
.section-dark { background: var(--dark); color: white; position: relative; overflow: hidden; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; text-transform: uppercase; letter-spacing: .12em; font-size: 12px; font-weight: 900; color: var(--gold-2); margin-bottom: 14px; }
.eyebrow.dark { color: var(--gold-deep); }
.section-heading { max-width: 720px; margin-bottom: 44px; }
.section-heading.centered { text-align: center; margin-left: auto; margin-right: auto; }
.section-heading h2, .content-block h2, .faq-intro h2, .location-card h2, .cta-band h2 { font-size: clamp(32px, 4vw, 48px); line-height: 1.08; margin: 0 0 16px; letter-spacing: -.035em; }
.section-heading p, .content-block .lead, .faq-intro p, .location-card > p { color: var(--muted); font-size: 18px; margin: 0; }
.section-heading.light p { color: #b9b2a2; }

.hero { padding: 68px 0 76px; }
.hero-grid { display: grid; grid-template-columns: 1.03fr .97fr; gap: 54px; align-items: center; position: relative; z-index: 2; }
.hero-copy h1 { font-size: clamp(42px, 6vw, 70px); line-height: .98; letter-spacing: -.055em; margin: 0 0 24px; max-width: 780px; }
.hero-copy h1 span { color: var(--gold-2); }
.hero-sub { color: #cfc8b9; font-size: 19px; max-width: 690px; margin: 0 0 26px; }
.hero-points { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 10px 20px; margin: 26px 0 28px; color: #eee7d6; }
.hero-points > div { display: flex; gap: 9px; align-items: center; }
.check { width: 24px; height: 24px; border-radius: 50%; display: grid; place-items: center; background: rgba(215,170,59,.14); color: var(--gold-2); font-weight: 900; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.microcopy { margin: 16px 0 0; font-size: 12px; color: #928b7c; max-width: 650px; }
.hero-panel { position: relative; }
.hero-image-wrap { border-radius: 30px; overflow: hidden; background: radial-gradient(circle at 30% 20%, #3a2b0f, #191711 60%, #0d0c0a); box-shadow: 0 30px 80px rgba(0,0,0,.35); border: 1px solid rgba(255,255,255,.09); }
.hero-image-wrap img { width: 100%; }
.floating-badge { position: absolute; background: rgba(255,253,248,.95); color: var(--ink); border-radius: 16px; padding: 11px 14px; box-shadow: var(--shadow); display: flex; flex-direction: column; line-height: 1.2; font-size: 12px; }
.floating-badge strong { font-size: 14px; }
.badge-rate { top: 26px; left: -24px; }
.badge-test { top: 140px; right: -22px; }
.hero-glow { position: absolute; border-radius: 50%; filter: blur(70px); opacity: .35; }
.hero-glow-1 { width: 360px; height: 360px; background: #8c6505; left: -140px; top: 80px; }
.hero-glow-2 { width: 300px; height: 300px; background: #6e4c00; right: -100px; bottom: -80px; }

.lead-card { position: relative; width: calc(100% - 36px); margin: -78px auto 0; background: white; color: var(--ink); border-radius: 22px; padding: 24px; box-shadow: 0 26px 70px rgba(0,0,0,.24); z-index: 4; }
.lead-card-head { display: flex; gap: 12px; align-items: flex-start; margin-bottom: 18px; }
.lead-icon { width: 42px; height: 42px; border-radius: 12px; display: grid; place-items: center; background: #f7e9bd; color: #7d5600; font-size: 22px; font-weight: 900; }
.lead-card h2 { font-size: 20px; margin: 0 0 3px; }
.lead-card p { margin: 0; color: var(--muted); font-size: 13px; }
.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 13px; }
.form-grid .full { grid-column: 1 / -1; }
label { display: grid; gap: 7px; font-size: 12px; font-weight: 800; color: #4e493f; }
input, select { width: 100%; min-height: 46px; border: 1px solid #ded8ca; background: #fffefb; border-radius: 11px; padding: 10px 12px; color: var(--ink); outline: none; }
input:focus, select:focus { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(215,170,59,.12); }
.consent-row { grid-template-columns: 18px 1fr; align-items: flex-start; gap: 9px; font-weight: 500; font-size: 11px; margin: 13px 0; color: #6d6659; }
.consent-row input { width: 16px; min-height: 16px; margin-top: 2px; }
.consent-row a { text-decoration: underline; }
.form-status { min-height: 18px; font-size: 12px; margin-top: 8px; color: #8a1f1f; }

.trust-strip { background: #1b1914; color: white; border-top: 1px solid rgba(255,255,255,.06); border-bottom: 1px solid rgba(255,255,255,.06); }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); }
.trust-grid > div { display: flex; align-items: center; gap: 12px; min-height: 96px; padding: 18px; border-right: 1px solid rgba(255,255,255,.07); }
.trust-grid > div:last-child { border-right: 0; }
.trust-grid strong { font-size: 26px; }
.trust-grid span { display: grid; line-height: 1.25; }
.trust-grid b { font-size: 14px; }
.trust-grid small { color: #aaa292; font-size: 11px; margin-top: 4px; }

.cards-3 { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 22px; }
.service-card, .docs-cards > div { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; box-shadow: 0 12px 30px rgba(24,18,6,.04); position: relative; }
.service-card.featured { border-color: rgba(215,170,59,.65); box-shadow: 0 24px 54px rgba(90,64,10,.11); }
.featured-label { position: absolute; top: 18px; right: 18px; background: #f6e8bc; color: #77540b; border-radius: 999px; padding: 5px 9px; font-size: 10px; font-weight: 900; text-transform: uppercase; letter-spacing: .08em; }
.service-icon { width: 52px; height: 52px; display: grid; place-items: center; border-radius: 15px; background: #f4ead2; font-size: 26px; margin-bottom: 18px; }
.service-card h3, .docs-cards h3 { font-size: 22px; line-height: 1.2; margin: 0 0 12px; }
.service-card p, .docs-cards p { color: var(--muted); margin: 0 0 18px; }
.tick-list { list-style: none; padding: 0; margin: 0 0 20px; display: grid; gap: 8px; color: #4f4a40; font-size: 14px; }
.tick-list li { position: relative; padding-left: 24px; }
.tick-list li::before { content: "✓"; position: absolute; left: 0; color: var(--gold-deep); font-weight: 900; }
.tick-list.wide { font-size: 16px; }

.split-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 58px; align-items: center; }
.media-card { position: relative; border-radius: 28px; overflow: hidden; box-shadow: var(--shadow); background: #ece5d4; border: 1px solid rgba(0,0,0,.06); }
.media-card.compact { max-width: 520px; justify-self: end; }
.media-note { position: absolute; left: 20px; bottom: 20px; display: flex; align-items: center; gap: 8px; background: white; border-radius: 999px; padding: 10px 14px; font-weight: 800; box-shadow: 0 12px 34px rgba(0,0,0,.16); }
.media-note span { color: var(--green); }
.process-mini { display: grid; gap: 16px; margin: 28px 0; }
.process-mini > div { display: grid; grid-template-columns: 42px 1fr; gap: 14px; align-items: flex-start; }
.process-mini > div > span { width: 42px; height: 42px; border-radius: 50%; background: var(--dark); color: var(--gold-2); display: grid; place-items: center; font-weight: 900; }
.process-mini h3 { margin: 0 0 3px; font-size: 17px; }
.process-mini p { margin: 0; color: var(--muted); font-size: 14px; }
.notice-box { background: #fff7df; border: 1px solid #ead498; border-radius: 14px; padding: 14px 16px; color: #5d4a16; font-size: 13px; }
.inline-actions { display: flex; gap: 12px; margin-top: 22px; flex-wrap: wrap; }

.process-section { padding-bottom: 98px; }
.steps-grid { display: grid; grid-template-columns: repeat(5, minmax(0,1fr)); gap: 14px; }
.step { background: rgba(255,255,255,.045); border: 1px solid rgba(255,255,255,.08); border-radius: 18px; padding: 22px; min-height: 220px; }
.step > span { display: inline-block; color: var(--gold-2); font-weight: 900; font-size: 12px; letter-spacing: .08em; margin-bottom: 22px; }
.step h3 { font-size: 18px; margin: 0 0 10px; }
.step p { color: #b6ae9e; margin: 0; font-size: 14px; }

.why-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 16px; margin-top: 28px; }
.why-grid > div { background: white; border: 1px solid var(--line); border-radius: 16px; padding: 18px; }
.why-grid span { font-size: 24px; }
.why-grid h3 { margin: 10px 0 6px; font-size: 16px; }
.why-grid p { margin: 0; color: var(--muted); font-size: 13px; }

.calculator-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 58px; align-items: center; }
.calculator-card { background: white; border: 1px solid var(--line); border-radius: 24px; padding: 28px; box-shadow: var(--shadow); }
.calculator-card > label { margin-bottom: 16px; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-bottom: 18px; }
.calc-result { margin-top: 18px; background: var(--dark); color: white; border-radius: 18px; padding: 20px; display: grid; gap: 5px; }
.calc-result span { font-size: 12px; color: #b9b09e; text-transform: uppercase; letter-spacing: .08em; }
.calc-result strong { font-size: 34px; color: var(--gold-2); }
.calc-result small { color: #a8a08f; }

.docs-cards > div { text-align: center; }
.docs-cards span { font-size: 36px; display: block; margin-bottom: 12px; }

.faq-grid { display: grid; grid-template-columns: .72fr 1.28fr; gap: 54px; align-items: start; }
.faq-intro { position: sticky; top: 120px; }
.faq-intro .btn { margin-top: 22px; }
.accordion { display: grid; gap: 12px; }
.faq-item { background: white; border: 1px solid var(--line); border-radius: 16px; overflow: hidden; }
.faq-question { width: 100%; border: 0; background: transparent; display: flex; align-items: center; justify-content: space-between; gap: 16px; text-align: left; padding: 20px 22px; font-weight: 850; color: var(--ink); }
.faq-question span { font-size: 24px; color: var(--gold-deep); transition: transform .2s ease; }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .28s ease; }
.faq-answer p { margin: 0; padding: 0 22px 22px; color: var(--muted); }
.faq-item.open .faq-answer { max-height: 240px; }
.faq-item.open .faq-question span { transform: rotate(45deg); }

.location-section { background: #fff; }
.location-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 30px; align-items: stretch; }
.location-card { background: var(--soft); border: 1px solid var(--line); border-radius: 24px; padding: 32px; }
.contact-stack { display: grid; gap: 10px; margin: 26px 0 20px; }
.contact-stack a { display: flex; gap: 12px; align-items: center; background: white; border: 1px solid var(--line); border-radius: 14px; padding: 12px 14px; }
.contact-stack a > span { font-size: 22px; }
.contact-stack a > div { display: grid; }
.contact-stack small { color: var(--muted); }
.timing-note { font-size: 13px !important; background: #fff6df; border: 1px solid #ecd697; border-radius: 12px; padding: 11px 12px; }
.map-wrap { min-height: 480px; border-radius: 24px; overflow: hidden; border: 1px solid var(--line); }
.map-wrap iframe { width: 100%; height: 100%; min-height: 480px; border: 0; }

.cta-band { background: linear-gradient(135deg, #18150d, #2b210b); color: white; padding: 54px 0; }
.cta-band-grid { display: grid; grid-template-columns: 1.35fr .65fr; gap: 36px; align-items: center; }
.cta-band h2 { font-size: clamp(30px, 4vw, 44px); margin-bottom: 10px; }
.cta-band p { color: #c6bead; margin: 0; }
.cta-band-actions { display: grid; gap: 12px; }

.site-footer { background: #0c0b09; color: #cfc8ba; padding: 58px 0 26px; }
.footer-grid { display: grid; grid-template-columns: 1.6fr repeat(3, 1fr); gap: 36px; }
.footer-brand img { width: 188px; margin-bottom: 14px; }
.footer-brand p { max-width: 360px; color: #908979; }
.footer-grid h3 { color: white; font-size: 14px; margin: 0 0 14px; }
.footer-grid > div:not(.footer-brand) { display: grid; align-content: start; gap: 9px; font-size: 13px; }
.footer-grid a:hover { color: var(--gold-2); }
.footer-bottom { margin-top: 36px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.08); display: flex; justify-content: space-between; gap: 20px; font-size: 12px; color: #7f786b; }
.footer-disclaimer { max-width: 720px; text-align: right; }

.floating-desktop { position: fixed; right: 14px; bottom: 22px; z-index: 90; display: grid; gap: 8px; }
.floating-desktop a { min-width: 112px; height: 42px; border-radius: 999px; display: flex; align-items: center; gap: 7px; padding: 0 13px; color: white; box-shadow: 0 10px 24px rgba(0,0,0,.2); font-size: 12px; font-weight: 800; }
.float-call { background: #2d5e9c; }
.float-wa { background: #1f9b52; }
.float-map { background: #4e4740; }
.mobile-sticky { display: none; }

.legal-page { min-height: 100vh; background: var(--bg); }
.legal-wrap { width: min(860px, calc(100% - 36px)); margin: 0 auto; padding: 70px 0 110px; }
.legal-wrap h1 { font-size: clamp(36px,6vw,58px); line-height: 1; }
.legal-wrap h2 { margin-top: 34px; }
.legal-wrap p, .legal-wrap li { color: var(--muted); }
.legal-back { display: inline-flex; margin-top: 20px; font-weight: 800; color: var(--gold-deep); }

@media (max-width: 1040px) {
  .main-nav { gap: 14px; font-size: 13px; }
  .main-nav a:nth-child(4), .main-nav a:nth-child(5) { display: none; }
  .hero-grid { grid-template-columns: 1fr; }
  .hero-copy { max-width: 820px; }
  .hero-panel { max-width: 760px; }
  .hero-image-wrap { max-width: 660px; }
  .lead-card { margin-left: 60px; }
  .steps-grid { grid-template-columns: repeat(3, 1fr); }
  .trust-grid { grid-template-columns: repeat(2, 1fr); }
  .trust-grid > div:nth-child(2) { border-right: 0; }
  .trust-grid > div:nth-child(-n+2) { border-bottom: 1px solid rgba(255,255,255,.07); }
}

@media (max-width: 820px) {
  .container { width: min(100% - 28px, var(--container)); }
  .section { padding: 70px 0; }
  .topbar-sep, .topbar-inner > span:nth-child(3) { display: none; }
  .topbar-call { font-size: 12px; }
  .nav-wrap { height: 68px; }
  .brand img { width: 166px; }
  .menu-toggle { display: block; }
  .main-nav { position: absolute; left: 14px; right: 14px; top: 76px; background: #17150f; border: 1px solid rgba(255,255,255,.09); border-radius: 18px; padding: 16px; display: none; flex-direction: column; align-items: stretch; box-shadow: 0 22px 60px rgba(0,0,0,.4); }
  .main-nav.open { display: flex; }
  .main-nav a, .main-nav a:nth-child(4), .main-nav a:nth-child(5) { display: flex; padding: 9px 6px; }
  .main-nav .btn { margin-top: 4px; }
  .hero { padding-top: 54px; }
  .hero-grid { gap: 38px; }
  .hero-copy h1 { font-size: clamp(40px, 12vw, 58px); }
  .hero-sub { font-size: 17px; }
  .hero-points { grid-template-columns: 1fr; }
  .badge-rate { left: 10px; }
  .badge-test { right: 10px; top: 118px; }
  .lead-card { width: calc(100% - 18px); margin: -44px auto 0; }
  .cards-3, .split-grid, .calculator-grid, .faq-grid, .location-grid, .cta-band-grid, .footer-grid { grid-template-columns: 1fr; }
  .service-card.featured { order: -1; }
  .media-card.compact { justify-self: stretch; max-width: none; }
  .reverse-mobile .content-block { order: 2; }
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .step { min-height: 190px; }
  .faq-intro { position: static; }
  .map-wrap, .map-wrap iframe { min-height: 380px; }
  .cta-band-actions { grid-template-columns: repeat(2, 1fr); }
  .footer-bottom { flex-direction: column; }
  .footer-disclaimer { text-align: left; }
  .floating-desktop { display: none; }
  body { padding-bottom: 68px; }
  .mobile-sticky { position: fixed; display: grid; grid-template-columns: repeat(3, 1fr); left: 0; right: 0; bottom: 0; z-index: 120; background: #0b0a08; border-top: 1px solid rgba(255,255,255,.12); box-shadow: 0 -10px 30px rgba(0,0,0,.22); }
  .mobile-sticky a { min-height: 62px; color: white; display: grid; place-items: center; align-content: center; font-size: 11px; border-right: 1px solid rgba(255,255,255,.08); }
  .mobile-sticky span { font-size: 18px; line-height: 1; }
}

@media (max-width: 560px) {
  .topbar-inner { min-height: 34px; }
  .topbar-inner > span:first-child { max-width: 190px; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
  .hero { padding-bottom: 54px; }
  .hero-copy h1 { font-size: 42px; }
  .hero-actions { display: grid; grid-template-columns: 1fr; }
  .form-grid, .two-col, .why-grid, .steps-grid, .trust-grid, .cta-band-actions { grid-template-columns: 1fr; }
  .form-grid .full { grid-column: auto; }
  .trust-grid > div { border-right: 0; border-bottom: 1px solid rgba(255,255,255,.07); min-height: 82px; }
  .trust-grid > div:last-child { border-bottom: 0; }
  .floating-badge { display: none; }
  .lead-card { width: 100%; margin-top: -24px; padding: 20px; }
  .section-heading h2, .content-block h2, .faq-intro h2, .location-card h2 { font-size: 34px; }
  .service-card, .docs-cards > div, .calculator-card, .location-card { padding: 22px; }
  .location-card { border-radius: 20px; }
  .map-wrap, .map-wrap iframe { min-height: 320px; }
}

@media (prefers-reduced-motion: reduce) {
  * { scroll-behavior: auto !important; transition: none !important; }
}